We recommend to have each jewelry piece valued over $1,000 insured.  JF Jones strongly recommends Jewelers Mutual.

They are the same company that insures our store.  We have been dealing with them for over 50 years!  They offer jewelry insurance to individuals with policies that cover much more than a standard home owners, and typically costs a lot less.  Colleen & Brittany trust their jewelry with Jewelers Mutual.

Find out more about Jewelers Mutual here

You will need a recent (within 5 years) professional appraisal or detailed receipt to obtain the insurance.

All of JF Jones’ jewelry comes with the paperwork you need for free!

What is a Jewelry Appraisal?

A jewelry appraisal is a value assigned to your jewelry as of a specific date.  The type of value is defined in the scope of work at your initial consultation

Jewelry Appraisals at JF Jones Jewelers

Appraisals are completed by our third generation owner, Brittany Jones Lonthair, GIA Diamonds Graduate.  Brittany was born and raised in the business learning from her late father, Leonard Jones, whom was trained by his late father, Joseph F Jones.  Brittany uses a combination of current and old-world technology and practices to thoroughly evaluate your jewelry.  All items are fully insured and kept in our safe.

Different Types of Appraisals

JF Jones provides four types of appraisals- insurance, estate, bankruptcy or cash.

Schedule a free consultation to determine which type is right for you.  If the appraisal is needed for a legal manner, ask your attorney what they require.

Please bring any documentation, including prior appraisals, original receipts and diamond reports to your appointment.


A formal and detailed legal document describing and valuing your jewelry

Replacement valuation (Highest Value) for obtaining insurance

Pricing starts at $125 per item

The item must be left for evaluation.

Typed, with three photos, signature and raised seal.

Standard turn around is 3 business days.

Same day service is available.

Free insurance appraisal with purchase of JF Jones Jewelry.

Updated appraisals are 1/2 price (must provide original JF Jones appraisal)

Appraisal updates are recommended periodically to make sure that your coverage is adequate for today’s rising gold and diamond markets. Most insurance companies require an updated appraisal every five years.