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We recommend to have each jewelry piece valued over $1,000 insured.  JF Jones strongly recommends Jewelers Mutual.

They are the same company that insures our store.  We have been dealing with them for nearly 100 years!  They offer jewelry insurance to individuals with policies that cover much more than a standard home owners, and typically costs a lot less. 

Find out more about Jewelers Mutual here

You will need a recent (within 5 years) professional appraisal or detailed receipt to obtain the insurance.

All of JF Jones’ jewelry comes with the paperwork you need for free!

What is a Jewelry Appraisal?

A jewelry appraisal is a value assigned to your jewelry as of a specific date.  

Jewelry Appraisals at JF Jones Jewelers

Appraisals are completed by our third generation owner, Brittany Jones, GIA Graduate Gemologist.  Brittany was born and raised in the business learning from her late father, Leonard Jones, whom was trained by his late father, Joseph F Jones.  Brittany uses a combination of current and old-world technology and practices to thoroughly evaluate your jewelry.  All items are fully insured and kept in our safe.


A formal and detailed legal document describing and valuing your jewelry

Pricing starts at $125 per item

Free insurance appraisal with purchase of JF Jones Jewelry.

Appraisal updates are recommended periodically to make sure that your coverage is adequate for today’s rising gold and diamond markets. Most insurance companies require an updated appraisal every five years.