The Iddeal Card

Cardholders enjoy exclusive benefits

  • Wide range of payment plans
  • Online monthly payments
  • No annual fee**
  • Fast and easy application process

Payment Plans

6 Months 0% Interest*

Make the most of your budget by splitting payments over 6 months with no interest and no fees*

$210 minimum purchase

12 Months 0% Interest*

Make the most of your budget by splitting payments over 12 months with no interest and no fees*

$1,000 Minimum purchase

Low APR Plan*

A low APR of just 9.99% can be yours for 18, 24, 36, 48, or 60 Months of equal payments.

Easy Application

It takes only minutes to apply.  Get instant results.  Valid Government issued photo ID required.

We recommend to apply in store for instant access to funds

*Online applications have to wait for the credit card to be mailed in order to use funds.

*Minimum payments are required for each Credit Plan. Valid for single transaction only. If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum purchase requirement and minimum interest charge.
**For new accounts, as of 12/2020 Purchase APR of 29.99%. Minimum Interest Charge is $2 per Credit Plan.
Credit card offers are subject to credit approval.

IddealCredit Card Accounts are issued by ComenityCapital Bank

Click here to apply or manage your Iddeal account


We buy old gold, diamonds and jewelry

Receive cash on the spot or 20% more* for store credit!

*Some exclusions apply, see store for details


No application, no credit check, no interest, no fees.

Monthly payments

Auto pay available

Purchase Price (Pre tax)Maximum TimeMinimum Deposit
$100-$4991 Month50%
$500-$9992 Months33%
$1,000+3 Months25%

Item stays in store until paid in full

Item can not be altered (sized, engraved etc.) until paid in full

One layaway per customer

$100 minimum purchase

Layaway deposits/payments are not refundable

Unsatisfied layaways deposits and/or payments will convert to store credit


Financing can seem scary or confusing.  Schedule a no obligation financing consultation today.  We will explain the options in depth and we can pre-qualify you before you even start the shopping process.  Our financing plans make jewelry more affordable than you would think.